Bankruptcy filing online is becoming more and more popular as technology provides us with more security in our connections, and prices getting lower on the equipment people need to have internet access. There was a time when only people who were wealthy had computers, now almost everyone owns one with access to the World Wide Web.
Bankruptcy filing online is very easy to do, and saves you so much stress and aggravation. To start with when you file online bankruptcy you set down at your computer when it is convenient for you. It does not matter if it is 2 a.m. you can access the web sites of the virtual law firms and start your Chapter 7 filing.
On the other hand if you go to a brick and mortar office suite to see an attorney, you will have to go in at the times their office is open for business. Usually from 9 to 5, but the attorney is not always available to answer your questions, so you have to make an appointment at their convenience.
Your thinking that the online attorney would not be available to answer your questions at 2am either, but you would submit the question, and when you got up the next day you would have your explanation waiting in your email. You so far have not had to miss a single hour of work to file with the online law firm, where you would have missed at the very least a half a day of work to go downtown to some law offices. If you could afford to miss days from work you would not even be filing for bankruptcy.
The next best thing is when you go to the web site that allows you to file bankruptcy online you will be able to take the means test to see if you qualify for Chapter 7 right away. There will be no waiting and wondering if you qualify or not, you will fill in a simple form with a few clicks of your mouse, and immediately you will know if Chapter 7 is the right type to file, or if you need to go Chapter 13. Everyone who is thinking of chapter 7 has to do a "means test" to determine if they really cannot afford to pay, or if they might be able to pay some of the amount they owe to the creditors.
The online lawyers who file the bankruptcy papers for you will be there to represent you at any court appearance you are required to have. Like the meeting of creditors, at this meeting your creditors basically get to object to the filing if they choose. The majority of creditors will not show up, because they already know if you are there and filing Chapter 7 you have already proven you do not have the means to pay.
Anything you have to do for the bankruptcy court such as receive credit counseling, your online attorney will take care of the arrangement details for you. Filing online bankruptcy with a virtual bankruptcy attorney is the easiest way to proceed.
Source: http://ezinearticles.com/6257199
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