Even practitioners of a modality as light and healing as yoga instruction need to be covered by yoga teacher liability insurance. It really has very little to do with the way in which one practices, and it has everything to do with the fact that professional yoga instructors are running a business, and businesses need liability insurance.
In the end, securing yoga insurance is simply a savvy business decision, and one that most business owners have to make. A yoga teacher liability insurance policy will be there to protect your practice and assets if any harm ever does come to a client on the property of your practice.
The accident factor is an important one for yoga teachers to consider when they are trying to figure out exactly why they would need yoga insurance. No one can predict when and where an accident might happen, and if it happens on the property of your studio, then you could be held liable for any damage or injury suffered by the client.
With the right yoga teacher liability insurance policy in place, you will be covered in case a client does have an accident on your property and decides to sue you for damages. At that point, the general liability insurance portion of your yoga instructor liability insurance policy would be there to protect you and your practice.
Having the security of general liability insurance, which is often called ?slip and fall? insurance, is one of the main reasons to get reiki therapist liability insurance. Even the most masterful yoga teachers cannot prevent all possible accidents from ever taking place on his or her property.
Once you enroll in a solid yoga instructor insurance program, you will also get several other kinds of coverage, providing an even more thorough safety net for you and your practice. Along with the general liability insurance, you should also be receiving professional liability insurance, product liability insurance, and possibly even a few other added benefits.
For example, the highest quality yoga insurance programs may come with enhanced coverage, including rental damage coverage, lost or stolen equipment coverage and even identity protection insurance.
You can get this level of coverage and protection for your practice for less than a couple hundred dollars per year, which is typically tax deductible. As you can see, there are actually quite a few good reasons for a yoga teacher to have yoga instructor insurance.
Article Source:?http://www.BharatBhasha.com
Article Url: http://www.bharatbhasha.com/health.php/319857
Article Added on Tuesday, August 30, 2011
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Source: http://www.bharatbhasha.com/health.php/319857
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